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Sometimes it sneaks up on you. You go to the store and get 10% off for opening a new account. Oh, and then you can get a discount on gas if you just use the station’s card to make your gas purchases, so you add another. Before you realize it you have 12 credit...
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If you carry balances that are close to your limit on credit cards or loans, your score suffers. Having a small credit card with a $500 limit and $500 owing on it WILL HURT YOUR SCORE. This is another reason new credit often temporarily hurts your score - you have NEW credit and it...
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Dispute Incorrect Information When you find something incorrect in your credit report, you should alert in writing both the credit bureau who provided the report and the creditor who reported the information. This is the process to dispute credit report information. Write a letter to the credit bureau informing them of the information you believe...
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Get Informed – Stay Informed You’d probably be surprised by the number of people with credit issues they never knew they had. Maybe they didn’t get that bill the hospital sent or maybe they just plain forgot. So, the first thing you need to do is find out what is on your credit report? And...
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Knowing what effects your credit score is important regardless of your current credit situation. The material in this series will be valuable to those of you who have great credit as well as those who have had some financial struggles. In this multi-part series you will learn how to LEGALLY IMPROVE YOUR CREDIT AND...
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Question: I am a Minnesota resident and am wondering if I save money on sales tax by buying in North Dakota where the tax rate is 1.5% less? Answer: The amount you pay for sales tax has nothing to do with where you purchase it. The determining factor for sales tax is where you...
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