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	<title>Carmandan&#039;s News</title>
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		<title>2011 KIA Sorento Makes Kiplinger&#8217;s Personal Finance &#8220;Best Cars for Families&#8221; list.</title>
		<link>http://carmandan.net/wordpresscarmandan/2011/04/2011-kia-sorento-makes-kiplingers-personal-finance-best-cars-for-families-list/</link>
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		<pubDate>Mon, 25 Apr 2011 21:12:24 +0000</pubDate>
		<dc:creator>Dan Anderson</dc:creator>
				<category><![CDATA[News and Info]]></category>
		<category><![CDATA[Vehicles News]]></category>
		<category><![CDATA[car]]></category>
		<category><![CDATA[Dan]]></category>
		<category><![CDATA[dealer]]></category>
		<category><![CDATA[fargo]]></category>
		<category><![CDATA[Kia]]></category>
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		<category><![CDATA[ND]]></category>
		<category><![CDATA[new]]></category>
		<category><![CDATA[sorento]]></category>
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		<guid isPermaLink="false">http://carmandan.net/wordpresscarmandan/?p=809</guid>
		<description><![CDATA[What&#8217;s the best new vehicle for you and your family? According to Kiplinger&#8217;s Personal Finance, the 2011 Kia Sorento is a serious contender for that valuable spot in your driveway; awarding the 2011 Sorento a spot on it&#8217;s &#8220;Best Cars for Families&#8221; list. The 2011 Sorento has not only been a hot selling vehicle at Kia of Fargo, it has been Kia&#8217;s best selling vehicle in the U.S. for 15 consecutive months. I can&#8217;t remember a time since the introduction of the 2011 Sorento that we have&#8217;t been scrambling to keep up with customer demand. Having such a hot product makes this business fun. The only down-side is telling excited customers that it may take months to get the vehicle they really want. To read more about the Kiplinger&#8217;s Best Cars for Familiies, click here. Dan Anderson CarManDan Kia of Fargo, New and Usec Car Dealer, Fargo, ND Print this entry]]></description>
			<content:encoded><![CDATA[<p>What&#8217;s the best new vehicle for you and your family? According to Kiplinger&#8217;s Personal Finance, the 2011 Kia Sorento is a serious contender for that valuable spot in your driveway; awarding the 2011 Sorento a spot on it&#8217;s  &#8220;Best Cars for Families&#8221; list.</p>
<p>The 2011 Sorento has not only been a hot selling vehicle at Kia of Fargo, it has been Kia&#8217;s best selling vehicle in the U.S. for 15 consecutive months.  I can&#8217;t remember a time since the introduction of the 2011 Sorento that we have&#8217;t been scrambling to keep up with customer demand.  Having such a hot product makes this business fun.  The only down-side is telling excited customers that it may take months to get the vehicle they really want.  </p>
<p>To read more about the Kiplinger&#8217;s Best Cars for Familiies, <a href="http://www.prnewswire.com/news-releases/2011-kia-sorento-named-to-kiplingers-personal-finance-best-cars-for-families-list-120595374.html">click here.</a></p>
<p><a href="http://carmandan.net/wordpresscarmandan/wp-content/uploads/2011/04/20110425-045135.jpg"><img src="http://carmandan.net/wordpresscarmandan/wp-content/uploads/2011/04/20110425-045135.jpg" alt="20110425-045135.jpg" class="alignnone size-full" /></a></p>
<p>Dan Anderson<br />
CarManDan</p>
<p>Kia of Fargo, New and Usec Car Dealer, Fargo, ND</p>
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		<title>Ask CarManDan &#8211; Sorento Antenna &amp; The Car Wash</title>
		<link>http://carmandan.net/wordpresscarmandan/2011/04/kia-sorento-antenna-car-wash-fargo/</link>
		<comments>http://carmandan.net/wordpresscarmandan/2011/04/kia-sorento-antenna-car-wash-fargo/#comments</comments>
		<pubDate>Mon, 25 Apr 2011 00:36:28 +0000</pubDate>
		<dc:creator>Dan Anderson</dc:creator>
				<category><![CDATA[News and Info]]></category>
		<category><![CDATA[Service]]></category>
		<category><![CDATA[antenna]]></category>
		<category><![CDATA[car]]></category>
		<category><![CDATA[Dan]]></category>
		<category><![CDATA[fargo]]></category>
		<category><![CDATA[Kia]]></category>
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		<category><![CDATA[sorento]]></category>
		<category><![CDATA[wash]]></category>

		<guid isPermaLink="false">http://carmandan.net/wordpresscarmandan/2011/04/2011-kia-optima-is-long-on-value-but-short-on-supply/</guid>
		<description><![CDATA[Question: Do I need to worry about damaging the radio \ satellite antenna on my 2011 Sorento when using an automatic carwash? Answer: No, you should have no problems going through an automatic carwash with the antenna mast left in place. However, it never hurts to ask the carwash attendant if there is any need for concern. Dan Anderson CarManDan Kia of Fargo Print this entry]]></description>
			<content:encoded><![CDATA[<p><a href="http://carmandan.net/wordpresscarmandan/wp-content/uploads/2011/04/20110424-082748.jpg"><img src="http://carmandan.net/wordpresscarmandan/wp-content/uploads/2011/04/20110424-082748.jpg" alt="20110424-082748.jpg" class="alignnone size-full" /></a></p>
<p>Question: Do I need to worry about damaging the radio \ satellite antenna on my 2011 Sorento when using an automatic carwash?</p>
<p>Answer: No, you should have no problems going through an automatic carwash with the antenna mast left in place.  However, it never hurts to ask the carwash attendant if there is any need for concern.</p>
<p>Dan Anderson<br />
CarManDan</p>
<p><a href="http://kiaoffargo.com">Kia of Fargo</a></p>
<p class="wpf_wrapper"><a class="print_link" href="http://carmandan.net/wordpresscarmandan/2011/04/kia-sorento-antenna-car-wash-fargo/print/" target="_blank">Print this entry</a></p><!-- .wpf_wrapper --><p><a class="a2a_button_facebook" href="http://www.addtoany.com/add_to/facebook?linkurl=http%3A%2F%2Fcarmandan.net%2Fwordpresscarmandan%2F2011%2F04%2Fkia-sorento-antenna-car-wash-fargo%2F&amp;linkname=Ask%20CarManDan%20%26%238211%3B%20Sorento%20Antenna%20%26%23038%3B%20The%20Car%20Wash" title="Facebook" rel="nofollow" target="_blank"><img src="http://carmandan.net/wordpresscarmandan/wp-content/plugins/add-to-any/icons/facebook.png" width="16" height="16" alt="Facebook"/></a><a class="a2a_button_digg" href="http://www.addtoany.com/add_to/digg?linkurl=http%3A%2F%2Fcarmandan.net%2Fwordpresscarmandan%2F2011%2F04%2Fkia-sorento-antenna-car-wash-fargo%2F&amp;linkname=Ask%20CarManDan%20%26%238211%3B%20Sorento%20Antenna%20%26%23038%3B%20The%20Car%20Wash" title="Digg" rel="nofollow" target="_blank"><img src="http://carmandan.net/wordpresscarmandan/wp-content/plugins/add-to-any/icons/digg.png" width="16" height="16" alt="Digg"/></a><a class="a2a_button_twitter" href="http://www.addtoany.com/add_to/twitter?linkurl=http%3A%2F%2Fcarmandan.net%2Fwordpresscarmandan%2F2011%2F04%2Fkia-sorento-antenna-car-wash-fargo%2F&amp;linkname=Ask%20CarManDan%20%26%238211%3B%20Sorento%20Antenna%20%26%23038%3B%20The%20Car%20Wash" title="Twitter" rel="nofollow" target="_blank"><img src="http://carmandan.net/wordpresscarmandan/wp-content/plugins/add-to-any/icons/twitter.png" width="16" height="16" alt="Twitter"/></a><a class="a2a_button_tumblr" href="http://www.addtoany.com/add_to/tumblr?linkurl=http%3A%2F%2Fcarmandan.net%2Fwordpresscarmandan%2F2011%2F04%2Fkia-sorento-antenna-car-wash-fargo%2F&amp;linkname=Ask%20CarManDan%20%26%238211%3B%20Sorento%20Antenna%20%26%23038%3B%20The%20Car%20Wash" title="Tumblr" rel="nofollow" target="_blank"><img src="http://carmandan.net/wordpresscarmandan/wp-content/plugins/add-to-any/icons/tumblr.png" width="16" height="16" alt="Tumblr"/></a><a class="a2a_button_google_bookmarks" href="http://www.addtoany.com/add_to/google_bookmarks?linkurl=http%3A%2F%2Fcarmandan.net%2Fwordpresscarmandan%2F2011%2F04%2Fkia-sorento-antenna-car-wash-fargo%2F&amp;linkname=Ask%20CarManDan%20%26%238211%3B%20Sorento%20Antenna%20%26%23038%3B%20The%20Car%20Wash" title="Google Bookmarks" rel="nofollow" target="_blank"><img src="http://carmandan.net/wordpresscarmandan/wp-content/plugins/add-to-any/icons/google.png" width="16" height="16" alt="Google Bookmarks"/></a><a class="a2a_button_myspace" href="http://www.addtoany.com/add_to/myspace?linkurl=http%3A%2F%2Fcarmandan.net%2Fwordpresscarmandan%2F2011%2F04%2Fkia-sorento-antenna-car-wash-fargo%2F&amp;linkname=Ask%20CarManDan%20%26%238211%3B%20Sorento%20Antenna%20%26%23038%3B%20The%20Car%20Wash" title="MySpace" rel="nofollow" target="_blank"><img src="http://carmandan.net/wordpresscarmandan/wp-content/plugins/add-to-any/icons/myspace.png" width="16" height="16" alt="MySpace"/></a><a class="a2a_button_linkedin" href="http://www.addtoany.com/add_to/linkedin?linkurl=http%3A%2F%2Fcarmandan.net%2Fwordpresscarmandan%2F2011%2F04%2Fkia-sorento-antenna-car-wash-fargo%2F&amp;linkname=Ask%20CarManDan%20%26%238211%3B%20Sorento%20Antenna%20%26%23038%3B%20The%20Car%20Wash" title="LinkedIn" rel="nofollow" target="_blank"><img src="http://carmandan.net/wordpresscarmandan/wp-content/plugins/add-to-any/icons/linkedin.png" width="16" height="16" alt="LinkedIn"/></a><a class="a2a_button_delicious" href="http://www.addtoany.com/add_to/delicious?linkurl=http%3A%2F%2Fcarmandan.net%2Fwordpresscarmandan%2F2011%2F04%2Fkia-sorento-antenna-car-wash-fargo%2F&amp;linkname=Ask%20CarManDan%20%26%238211%3B%20Sorento%20Antenna%20%26%23038%3B%20The%20Car%20Wash" title="Delicious" rel="nofollow" target="_blank"><img src="http://carmandan.net/wordpresscarmandan/wp-content/plugins/add-to-any/icons/delicious.png" width="16" height="16" alt="Delicious"/></a><a class="a2a_button_printfriendly" href="http://www.addtoany.com/add_to/printfriendly?linkurl=http%3A%2F%2Fcarmandan.net%2Fwordpresscarmandan%2F2011%2F04%2Fkia-sorento-antenna-car-wash-fargo%2F&amp;linkname=Ask%20CarManDan%20%26%238211%3B%20Sorento%20Antenna%20%26%23038%3B%20The%20Car%20Wash" title="PrintFriendly" rel="nofollow" target="_blank"><img src="http://carmandan.net/wordpresscarmandan/wp-content/plugins/add-to-any/icons/printfriendly.png" width="16" height="16" alt="PrintFriendly"/></a><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fcarmandan.net%2Fwordpresscarmandan%2F2011%2F04%2Fkia-sorento-antenna-car-wash-fargo%2F&amp;title=Ask%20CarManDan%20%26%238211%3B%20Sorento%20Antenna%20%26%23038%3B%20The%20Car%20Wash" id="wpa2a_4">Share/Bookmark</a></p>]]></content:encoded>
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		<title>Improve Your Credit Series Part 4 &#8211; Pay It Off and Keep It Off</title>
		<link>http://carmandan.net/wordpresscarmandan/2010/11/improve-your-credit-series-part-4-pay-it-off-and-keep-it-off/</link>
		<comments>http://carmandan.net/wordpresscarmandan/2010/11/improve-your-credit-series-part-4-pay-it-off-and-keep-it-off/#comments</comments>
		<pubDate>Tue, 16 Nov 2010 04:09:21 +0000</pubDate>
		<dc:creator>Dan Anderson</dc:creator>
				<category><![CDATA[Car Buying Tips]]></category>
		<category><![CDATA[Improve Your Credit Series]]></category>
		<category><![CDATA[Anderson]]></category>
		<category><![CDATA[car]]></category>
		<category><![CDATA[CarManDan]]></category>
		<category><![CDATA[credit]]></category>
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		<category><![CDATA[dealers]]></category>
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		<category><![CDATA[Kia]]></category>
		<category><![CDATA[Moorhead]]></category>

		<guid isPermaLink="false">http://carmandan.net/wordpresscarmandan/?p=759</guid>
		<description><![CDATA[Sometimes it sneaks up on you.  You go to the store and get 10% off for opening a new account.  Oh, and then you can get a discount on gas if you just use the station&#8217;s card to make your gas purchases, so you add another.  Before you realize it you have 12 credit cards.  Maybe you use them and maybe you don&#8217;t, but it doesn&#8217;t matter much to the credit gods.  The number of open accounts you carry can have a negative effect on your credit score. Why do stores offer you a discount if you sign-up for one of the companies credit cards, does it magically lower their cost of doing business and they want to pass the savings on to you?  No, what it does is pave the way to future company profits.  With your new credit card in hand they can lure you back in the store, sell you more than you can afford, and make additional profit while you struggle to pay the interest.  The pleasure of saving that initial 10% will soon be replaced with the pain of paying for things you didn&#8217;t need and probably can&#8217;t even recall purchasing. Let&#8217;s face it, you [...]]]></description>
			<content:encoded><![CDATA[<p>Sometimes it sneaks up on you.  You go to the store and get 10% off for opening a new account.  Oh, and then you can get a discount on gas if you just use the station&#8217;s card to make your gas purchases, so you add another.  Before you realize it you have 12 credit cards.  Maybe you use them and maybe you don&#8217;t, but it doesn&#8217;t matter much to the credit gods.  The number of open accounts you carry can have a negative effect on your credit score.</p>
<p>Why do stores offer you a discount if you sign-up for one of the companies credit cards, does it magically lower their cost of doing business and they want to pass the savings on to you?  No, what it does is pave the way to future company profits.  With your new credit card in hand they can lure you back in the store, sell you more than you can afford, and make additional profit while you struggle to pay the interest.  The pleasure of saving that initial 10% will soon be replaced with the pain of paying for things you didn&#8217;t need and probably can&#8217;t even recall purchasing.</p>
<p>Let&#8217;s face it, you really don&#8217;t need all those credit cards and now you&#8217;re faced with the hassle of what to do with them.  Do you really need any department store cards when they all accept VISA, MasterCard, or Discover? Two to three cards should be enough, any more than that is a recipe for over-spending.  Get those other accounts paid off or transfer the balances to one or two cards.  You might get a credit limit increase if you call one of your lower rate cards and tell them you are transferring a big balance.  In the end your goal should be to have credit cards for convenience with balances that can be paid off within no more than 3 months.</p>
<p>Once you pay off an account that won&#8217;t be used again, CLOSE IT.  Not only does it eliminate the temptation of over-spending but it closes some potential holes for identity thieves and eliminates paying any annual fees associated with keeping the account open.</p>
<p>Credit card accounts can help your credit score by following a few simple guidelines:</p>
<ul>
<li>Limit the number of accounts to just a few, no more than 3.</li>
<li>Keep the balances well below account limits.</li>
<li>ALWAYS make the payments on-time.</li>
</ul>
<p>Check back soon for Part 5 of the Improve Your Credit Series.  <a title="allseriesposts" href="http://carmandan.net/wordpresscarmandan/category/car-buying-tips/improvecreditseries/" target="_blank">Click here to view previous series posts.</a></p>
<p>Dan Anderson<br />
CarManDan<br />
Fargo, ND<br />
New and Used Car and Truck Expert</p>
<p><a title="Kia of Fargo Site" href="http://kiaoffargo.com/" target="_blank">KIA of Fargo</a></p>
<p>Moorhead, MN Fargo, ND Used and New KIA Car Dealer</p>
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		<title>Improve Your Credit Series Part 3 &#8211; Pay It Down</title>
		<link>http://carmandan.net/wordpresscarmandan/2010/11/improve-your-credit-series-part-3-pay-it-down/</link>
		<comments>http://carmandan.net/wordpresscarmandan/2010/11/improve-your-credit-series-part-3-pay-it-down/#comments</comments>
		<pubDate>Sat, 13 Nov 2010 16:01:04 +0000</pubDate>
		<dc:creator>Dan Anderson</dc:creator>
				<category><![CDATA[Improve Your Credit Series]]></category>
		<category><![CDATA[Anderson]]></category>
		<category><![CDATA[CarManDan]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[Dan]]></category>
		<category><![CDATA[fargo]]></category>
		<category><![CDATA[Kia]]></category>
		<category><![CDATA[Lunde]]></category>
		<category><![CDATA[MNAuto]]></category>
		<category><![CDATA[Moorhead]]></category>
		<category><![CDATA[ND]]></category>

		<guid isPermaLink="false">http://carmandan.net/wordpresscarmandan/?p=748</guid>
		<description><![CDATA[If you carry balances that are close to your limit on credit cards or loans, your score suffers.  Having a small credit card with a $500 limit and $500 owing on it WILL HURT YOUR SCORE.  This is another reason new credit often temporarily hurts your score -  you have NEW credit and it is at your limit. Do everything you can to pay down balances, especially on credit cards.  You will save money and improve your score! Here are few things to consider doing: Make additional debt payments of $5 to $100 or whatever you feel comfortable with over and above the minimum payment. Start with the bill that has the highest interest rate first to attack. After this first bill has been paid off, take the minimum payment you would pay on that bill and pay it on the next bill which has the second highest interest rate. Once again, make additional debt payments of $5 to $100 over and above the minimum payment. Stop adding NEW charges! You will be able to conquer your bills faster than you think and will soon see your bank balance grow. Pay your bills online so you can have an accurate record of all of your [...]]]></description>
			<content:encoded><![CDATA[<p>If you carry balances that are close to your limit on credit cards or loans, your score suffers.  Having a small credit card with a $500 limit and $500 owing on it WILL HURT YOUR SCORE.  This is another reason new credit often temporarily hurts your score -  you have NEW credit and it is at your limit.</p>
<p>Do everything you can to pay down balances, especially on credit cards.  You will save money and improve your score!</p>
<p>Here are few things to consider doing:</p>
<div id="_mcePaste">
<ul>
<li>Make additional debt payments of $5 to $100 or whatever you feel comfortable with over and above the minimum payment.</li>
<li>Start with the bill that has the highest interest rate first to attack.</li>
<li>After this first bill has been paid off, take the minimum payment you would pay on that bill and pay it on the next bill which has the second highest interest rate. Once again, make additional debt payments of $5 to $100 over and above the minimum payment.</li>
<li>Stop adding NEW charges! You will be able to conquer your bills faster than you think and will soon see your bank balance grow.</li>
<li>Pay your bills online so you can have an accurate record of all of your payments, dates and the exact transactions that were made.  Not only will this give you good records to dispute incorrect credit reporting information but it will also show how fast you are actually running the race to being debt free.  Paying online also allows you the ability to easily make extra payments throughout the month.  Waiting until the account due date can make it difficult to save for an extra payment on the account.</li>
<li>Consolidate student loans.  This can be one of the most effective ways to improve your FICO score dramatically. Just a few additional points on a FICO score can literally save tens of thousands of dollars over a lifetime by locking in low interest rates on houses, cars, and other items purchased later with credit.</li>
</ul>
</div>
<p><span style="font-family: 'Times New Roman'; line-height: 18px; font-size: 14px; color: #444444;"> </span></p>
<p><span style="font-family: 'Times New Roman'; line-height: 18px; font-size: 15px; color: #444444;">Check back soon for Part 4 of the Improve Your Credit Series.  <a style="text-decoration: none; outline-style: none; outline-width: initial; outline-color: initial; color: #cc0000;" title="allseriesposts" href="http://carmandan.net/wordpresscarmandan/category/car-buying-tips/improvecreditseries/" target="_blank">Click here to view previous series posts.</a></span></p>
<p>Dan Anderson<br />
CarManDan<br />
Moorhead, MN Fargo, ND<br />
New and Used Car and Truck Expert</p>
<p><a style="text-decoration: none; outline-style: none; outline-width: initial; outline-color: initial; color: #cc0000;" title="Kia of Fargo Site" href="http://kiaoffargo.com/" target="_blank">KIA of Fargo</a></p>
<p>Moorhead, MN Fargo, ND Used and Car Dealer</p>
<p><a href="http://carmandan.net/wordpresscarmandan/wp-content/uploads/2011/06/cmd_News_Advice_Cover.jpg"></a><a href="http://carmandan.net/wordpresscarmandan/wp-content/uploads/2010/11/cmdtipsblkred.jpg"><img class="alignleft size-medium wp-image-846" title="cmdtipsblkred" src="http://carmandan.net/wordpresscarmandan/wp-content/uploads/2010/11/cmdtipsblkred-214x300.jpg" alt="" width="214" height="300" /></a><a href="http://carmandan.net/wordpresscarmandan/wp-content/uploads/2009/09/DanKia.jpg"></a></p>
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		<title>Answer to Document Fee Question</title>
		<link>http://carmandan.net/wordpresscarmandan/2010/10/answer-to-document-fee-question/</link>
		<comments>http://carmandan.net/wordpresscarmandan/2010/10/answer-to-document-fee-question/#comments</comments>
		<pubDate>Fri, 15 Oct 2010 00:54:46 +0000</pubDate>
		<dc:creator>Dan Anderson</dc:creator>
				<category><![CDATA[Car Buying Tips]]></category>
		<category><![CDATA[News and Info]]></category>
		<category><![CDATA[Anderson]]></category>
		<category><![CDATA[CarManDan]]></category>
		<category><![CDATA[Dan]]></category>
		<category><![CDATA[dealers]]></category>
		<category><![CDATA[fargo]]></category>
		<category><![CDATA[Kia]]></category>
		<category><![CDATA[Muscatell]]></category>

		<guid isPermaLink="false">http://carmandan.net/wordpresscarmandan/?p=719</guid>
		<description><![CDATA[Dealer Document Fees Question &#8211; We responded to a radio ad from an individual selling a car. We agree on a purchase price and made arrangement to meet the person at a back to give them our check. At the last minute, they called and wanted to meet at Kruse Motors in Worthington, MN because she had found a car there and and wanted to run the paper work (trade in)through the dealership to “save” her tax liability. I specifically told Kruse Motors that we would do it that way to save their client on the tax. When all was said and done…they turned around and charged me $50.00 for a documentation free when I specifically said that we were only doing this to save their client money and that I would NOT pay any additional fee to the dealership. Unfortunately, my daughter and granddaughter finished the deal in my absence and the dealership did in fact tack on that $50.00 fee. (four people hear the verbal deal and agreed that I would not have an additional charge). I explained to the dealership that I could take the paperwork to the courthouse and do the title transfer myself. I went [...]]]></description>
			<content:encoded><![CDATA[<p><a title="Questions about Dealer Doc Fees" href="http://carmandan.net/wordpresscarmandan/2009/12/what-are-dealer-documentation-fees-and-are-they-a-rip-off/" target="_blank">Dealer Document Fees</a></p>
<p><strong>Question</strong> &#8211; We responded to a radio ad from an individual selling a car. We agree on a purchase price and made arrangement to meet the person at a back to give them our check. At the last minute, they called and wanted to meet at Kruse Motors in Worthington, MN because she had found a car there and and wanted to run the paper work (trade in)through the dealership to “save” her tax liability.</p>
<p>I specifically told Kruse Motors that we would do it that way to save their client on the tax. When all was said and done…they turned around and charged me $50.00 for a documentation free when I specifically said that we were only doing this to save their client money and that I would NOT pay any additional fee to the dealership. Unfortunately, my daughter and granddaughter finished the deal in my absence and the dealership did in fact tack on that $50.00 fee. (four people hear the verbal deal and agreed that I would not have an additional charge). I explained to the dealership that I could take the paperwork to the courthouse and do the title transfer myself.</p>
<p>I went back to the dealership to complain and they claim they are “required” by law to charge $50.00… which I have not gotten back. They also charged me 6.5% tax on a 2495 car only to find out they had overcharged me on that too… (I did get all by $10.00 back)</p>
<p>I would like to see a “requirement by law” that states dealerships HAVE to charge a documentation fee. can you give me the MN state statute regarding that?</p>
<p><strong>Answer </strong>- What you are describing is typically called a courtesy delivery and is fairly common when someone is selling their old car instead of trading it on a newer vehicle. A transaction of this nature usually only benefits the private party seller; they are either selling the car for more money than the dealer was willing to pay or it’s being sold to a friend or family member and then saving sales tax on the final price. Granted, the dealer benefits from the resulting car sale but, in the end, the new car usually gets sold either way.</p>
<p>In answer to your question, you are correct, there is no legislation that requires a dealer to charge document fees. The amount the dealer can charge is regulated by the State but the dealer is not required to charge it. However, it is illegal for a dealer to discriminate by choosing who is charged the fee. Essentially, it’s the “what’s good for one is good for all” principle. If one person has to pay, then every retail customer of the dealership has to pay. The one who should feel obligated to pay in this case is the one who received the most benefit, the person who sold the car to you. You might also want to do further research on the subject of handling the titling and registration yourself. I do believe a Minnesota dealer is required to handle the title transfer and vehicle registration on units sold to State residents.</p>
<p>I think the biggest issue is that you were lead to believe there would be no additional fees and in the end there was. I recommend talking directly, in person, with the owner of the dealership and expressing your concern. A calm and reasonable discussion with the guy who signs the checks should handle this relatively fast.</p>
<p>I hope this helps and please feel free to call me with any further questions you may. I have moved to a new dealership, Kia of Fargo, and can now be reached at 701.281.9165.</p>
<p>Dan Anderson<br />
CarManDan<br />
<a rel="nofollow" href="http://www.carmandan.com/">http://www.carmandan.com</a><br />
<a rel="nofollow" href="http://www.kiaoffargo.com/">http://www.kiaoffargo.com</a></p>
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		<title>What&#8230;..Kia to Disappear in 2011?</title>
		<link>http://carmandan.net/wordpresscarmandan/2010/07/what-kia-to-disappear-in-2011/</link>
		<comments>http://carmandan.net/wordpresscarmandan/2010/07/what-kia-to-disappear-in-2011/#comments</comments>
		<pubDate>Mon, 26 Jul 2010 04:41:28 +0000</pubDate>
		<dc:creator>Dan Anderson</dc:creator>
				<category><![CDATA[Vehicles News]]></category>
		<category><![CDATA[CarManDan]]></category>
		<category><![CDATA[fargo]]></category>
		<category><![CDATA[Kia]]></category>
		<category><![CDATA[Moorhead]]></category>

		<guid isPermaLink="false">http://carmandan.net/wordpresscarmandan/?p=705</guid>
		<description><![CDATA[The headline of this post refers to an article that appeared on the 24/7 Wall St. blog back on June 15th, 2011.  The post theorized that Hyundai would kill the Kia brand by the end of 2011.  The blog post also went on to say that Readers Digest, Dollar Thrifty, Zale, Blockbuster, T-Mobile, BP, RadioShack, Merrill Lynch, and Moody’s were likely to be gone in the same time-frame. The folks over at 24/7 Wall St. seem to think Kia is similar to the failed nameplates over at General Motors, Ford, and Chrysler.  The only basis of this prediction is that Hyundai management will finally realize it&#8217;s expensive to maintain multiple brands and dump the weakest brand, Kia.  All I can say is, that&#8217;s it, that&#8217;s all you&#8217;ve got! They only gave one reason the brand might go away so let me mention a few things that might lead one to think Kia plans on sticking around. 1. Hyundai owns around 39% of Kia.  That&#8217;s a nice piece of the action but hardly a majority. 2. Kia just opened a new manufacturing plant in Georgia to the tune of over a 1 billion dollars. 3. Kia has increased it&#8217;s market share in [...]]]></description>
			<content:encoded><![CDATA[<p>The headline of this post refers to an article that appeared on the 24/7 Wall St. blog back on June 15th, 2011.  The post theorized that Hyundai would kill the Kia brand by the end of 2011.  The blog post also went on to say that Readers Digest, Dollar Thrifty, Zale, Blockbuster, T-Mobile, BP, RadioShack, Merrill Lynch, and Moody’s were likely to be gone in the same time-frame.</p>
<p>The folks over at 24/7 Wall St. seem to think Kia is similar to the failed nameplates over at General Motors, Ford, and Chrysler.  The only basis of this prediction is that Hyundai management will finally realize it&#8217;s expensive to maintain multiple brands and dump the weakest brand, Kia.  All I can say is, that&#8217;s it, that&#8217;s all you&#8217;ve got!</p>
<p>They only gave one reason the brand might go away so let me mention a few things that might lead one to think Kia plans on sticking around.</p>
<p>1. Hyundai owns around 39% of Kia.  That&#8217;s a nice piece of the action but hardly a majority.</p>
<p>2. Kia just opened a new manufacturing plant in Georgia to the tune of over a 1 billion dollars.</p>
<p>3. Kia has increased it&#8217;s market share in the US for 15 years in a row.  When was the last time Pontiac or Mercury could claim that?</p>
<p>4. Kia sales are up more than 22% over the last 12 months and Q1 profits were up 50%.</p>
<p>5. Kia has just added new models that are fueling it&#8217;s growth and has several more coming to market in the next 12 months.</p>
<p>I agree Hyundai and Kia need to be careful going forward.  A strategy to further differentiate the brands is crucial if both manufacturers are to maintain sales growth.  The good news, in my opinion, Kia is already well beyond the comparisons to cookie-cutter brands like Pontiac, Mercury, and Plymouth.</p>
<p>Love &#8216;em or hate &#8216;em, Kia is a strong brand with high quality and value that has many other car manufacturers scratching their heads.  Kia has earned a loyal base of customers and respect in the industry, it&#8217;s going to take more than a vague blog post to stall these guys out.</p>
<p>CarManDan</p>
<p>Dan Anderson</p>
<p>Kia of Moorhead and Fargo</p>
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		<title>2011 Kia Sportage</title>
		<link>http://carmandan.net/wordpresscarmandan/2010/07/2011-kia-sportage/</link>
		<comments>http://carmandan.net/wordpresscarmandan/2010/07/2011-kia-sportage/#comments</comments>
		<pubDate>Mon, 26 Jul 2010 02:27:26 +0000</pubDate>
		<dc:creator>Dan Anderson</dc:creator>
				<category><![CDATA[Vehicles News]]></category>
		<category><![CDATA[2011]]></category>
		<category><![CDATA[Anderson]]></category>
		<category><![CDATA[CarManDan]]></category>
		<category><![CDATA[Dan]]></category>
		<category><![CDATA[fargo]]></category>
		<category><![CDATA[Kia]]></category>
		<category><![CDATA[Moorhead]]></category>
		<category><![CDATA[sportage]]></category>

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		<description><![CDATA[The popular Sportage from Kia Motors USA has been re-designed for 2011 and should hit the showroom at Muscatell Kia of Moorhead and Fargo by the middle of August.  Watch this video to learn more about the all-new Sportage: CarManDan Dan Anderson Car Dealer for the People serving Moorhead, Fargo and surrounding areas. Print this entry]]></description>
			<content:encoded><![CDATA[<p>The popular Sportage from Kia Motors USA has been re-designed for 2011 and should hit the showroom at Muscatell Kia of Moorhead and Fargo by the middle of August.  Watch this video to learn more about the all-new Sportage:</p>
<p><object classid="clsid:d27cdb6e-ae6d-11cf-96b8-444553540000" width="560" height="340" codebase="http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,40,0"><param name="allowFullScreen" value="true" /><param name="allowscriptaccess" value="always" /><param name="src" value="http://www.youtube.com/v/EHDRohYbEIQ&amp;hl=en_US&amp;fs=1?rel=0" /><param name="allowfullscreen" value="true" /><embed type="application/x-shockwave-flash" width="560" height="340" src="http://www.youtube.com/v/EHDRohYbEIQ&amp;hl=en_US&amp;fs=1?rel=0" allowscriptaccess="always" allowfullscreen="true"></embed></object></p>
<p>CarManDan<br />
Dan Anderson<br />
Car Dealer for the People serving Moorhead, Fargo and surrounding areas.</p>
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		<title>Some Tire Tips.</title>
		<link>http://carmandan.net/wordpresscarmandan/2010/06/some-tire-tips/</link>
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		<pubDate>Sat, 19 Jun 2010 13:51:50 +0000</pubDate>
		<dc:creator>Dan Anderson</dc:creator>
				<category><![CDATA[News and Info]]></category>
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		<category><![CDATA[Moorhead]]></category>
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		<description><![CDATA[Proper Tire Inflation Saves Gas Properly inflated tires can improve fuel efficiency by 3.3 percent and save nine cents per gallon at the pump, according to the U.S. Department of Energy.  Approximately 1.2 billion gallons of fuel are wasted each year by U.S. motorists driving on under inflated tires. Under Inflated Tires Pose Safety Risk Under inflated tires also pose a safety risk  The National Highway Traffic Safety Administration (NHTSA) estimates that under inflated tires contribute to more than 600 fatalities and 33,000 injuries each year. Tire Pressure Monitoring System Doesn&#8217;t Replace Monthly Tire Check Although all new vehicles are now equipped with tire pressure monitoring systems (TPMS), these systems issue a low pressure warning only after tire pressure drops 25 percent below the vehicle manufacturer&#8217;s recommended pressure.  In many cases, an 8 psi loss of pressure would not be enough to trigger a warning light and would cause a loss of fuel economy and could lead to a vehicle safety issue.  Even with TPMS, motorists need to check tire pressure with a tire gauge every month. Quick Tire Care Tips Motorists should check tire pressure once each month; check tires when cold – before the vehicle is driven and; use the vehicle manufacturer&#8217;s recommended pressure found on a label located on the driver&#8217;s door, door post or owner&#8217;s [...]]]></description>
			<content:encoded><![CDATA[<p><strong> </strong></p>
<p><strong><span style="font-family: Verdana; color: #666666; font-size: x-small;"> </span></strong></p>
<p><strong> </strong></p>
<div id="attachment_686" class="wp-caption alignleft" style="width: 140px"><a href="http://carmandan.net/wordpresscarmandan/wp-content/uploads/2010/06/NTSWlogo.gif"><img class="size-full wp-image-686" title="TireWeekLogo" src="http://carmandan.net/wordpresscarmandan/wp-content/uploads/2010/06/NTSWlogo.gif" alt="" width="130" height="125" /></a><p class="wp-caption-text">National Tire Safety Week</p></div>
<p><strong>Proper Tire Inflation Saves Gas</strong></p>
<p><span style="font-family: Verdana; color: #666666; font-size: x-small;">Properly inflated tires can improve fuel efficiency by 3.3 percent and save nine cents per gallon at the pump, according to the U.S. Department of Energy.  Approximately 1.2 billion gallons of fuel are wasted each year by U.S. motorists driving on under inflated tires.</span></p>
<p><strong><span style="font-family: Verdana; color: #666666; font-size: x-small;">Under Inflated Tires Pose Safety Risk</span></strong></p>
<p><span style="font-family: Verdana; color: #666666; font-size: x-small;">Under inflated tires also pose a safety risk  The National Highway Traffic Safety Administration (NHTSA) estimates that under inflated tires contribute to more than 600 fatalities and 33,000 injuries each year.</span></p>
<p><strong><span style="font-family: Verdana; color: #666666; font-size: x-small;">Tire Pressure Monitoring System Doesn&#8217;t Replace Monthly Tire Check</span></strong></p>
<p><span style="font-family: Verdana; color: #666666; font-size: x-small;">Although all new vehicles are now equipped with tire pressure monitoring systems (TPMS), these systems issue a low pressure warning only after tire pressure drops 25 percent below the vehicle manufacturer&#8217;s recommended pressure.  In many cases, an 8 psi loss of pressure would not be enough to trigger a warning light and would cause a loss of fuel economy and could lead to a vehicle safety issue.  Even with TPMS, motorists need to check tire pressure with a tire gauge every month.</span></p>
<p><strong><span style="font-family: Verdana; color: #666666; font-size: x-small;">Quick Tire Care Tips</span></strong></p>
<p><span style="font-family: Verdana; color: #666666; font-size: x-small;">Motorists should check tire pressure once each month; check tires when cold – before the vehicle is driven and; use the vehicle manufacturer&#8217;s recommended pressure found on a label located on the driver&#8217;s door, door post or owner&#8217;s manual.</span></p>
<p><span style="font-family: Verdana; color: #666666; font-size: x-small;">&#8220;Checking your tires at least once a month is an easy way to improve your safety, and the safety of those on the road around you, while reducing the costs of vehicle ownership,&#8221; said John Nielsen, AAA, Director of Auto Repair and Buying Services.  &#8221;Catching and correcting problems early, such as low tire pressure or uneven tread wear can greatly extend the life of your tires.&#8221;</span></p>
<p>Dan Anderson</p>
<p>CarManDan</p>
<p>Muscatell Automotive, your full service car dealership in Moorhead, MN proudly serving Moorhead, MN, Fargo, ND and surrounding areas.</p>
<p>Info provided by Kia Tire Source</p>
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		<title>It&#8217;s National Tire Safety Week (June 6-12)</title>
		<link>http://carmandan.net/wordpresscarmandan/2010/06/its-national-tire-safety-week-june-6-12/</link>
		<comments>http://carmandan.net/wordpresscarmandan/2010/06/its-national-tire-safety-week-june-6-12/#comments</comments>
		<pubDate>Wed, 09 Jun 2010 19:40:04 +0000</pubDate>
		<dc:creator>Dan Anderson</dc:creator>
				<category><![CDATA[News and Info]]></category>
		<category><![CDATA[Service]]></category>
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		<category><![CDATA[Muscatell Automotive Tire and Auto Service]]></category>
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		<description><![CDATA[New survey finds 55 percent of vehicles have at least one under-inflated tire A new survey being released for the ninth annual National Tire Safety Week (June 6-12) shows that millions of drivers around the country are failing to properly maintain their tires and are putting themselves at risk while wasting gas and money. The nationwide survey, conducted by the Rubber Manufacturers Association (RMA), found that fifty-five percent of vehicles had at least one under inflated tire and only one in six vehicles had four properly inflated tires. RMA is the national trade association for tire makers who manufacture in the U.S. The group worked with several tire retailers to collect actual tire pressure measurements from more than 6,300 vehicles in more than 30 cities.  (To see a map with results from individual markets, visit www.betiresmart.org.) Best / Worst Performing Cities The survey&#8217;s best performing cities, those with a higher percentage of vehicles with four properly inflated tires, were Honolulu, Baltimore,Boston, Providence and Charlotte.  At the bottom of the list were Dallas / Ft. Worth, Los Angeles, Orlando, San Antonio and Birmingham. 2010 National Survey Findings 17 percent of vehicles had four properly inflated tires. 55 percent of vehicles had at least one under inflated tire. 15 percent of vehicles had at least one tire under inflated by 8 pounds per square inch (psi). 20 percent [...]]]></description>
			<content:encoded><![CDATA[<p><strong> </strong></p>
<p><strong></p>
<div id="attachment_686" class="wp-caption alignleft" style="width: 140px"><a href="http://carmandan.net/wordpresscarmandan/wp-content/uploads/2010/06/NTSWlogo.gif"><img class="size-full wp-image-686" title="TireWeekLogo" src="http://carmandan.net/wordpresscarmandan/wp-content/uploads/2010/06/NTSWlogo.gif" alt="" width="130" height="125" /></a><p class="wp-caption-text">National Tire Safety Week</p></div>
<p>New survey finds 55 percent of vehicles have at least one under-inflated tire</strong></p>
<p>A new survey being released for the ninth annual National Tire Safety Week (June 6-12) shows that millions of drivers around the country are failing to properly maintain their tires and are putting themselves at risk while wasting gas and money.</p>
<p>The nationwide survey, conducted by the Rubber Manufacturers Association (RMA), found that fifty-five percent of vehicles had at least one under inflated tire and only one in six vehicles had four properly inflated tires.</p>
<p>RMA is the national trade association for tire makers who manufacture in the U.S. The group worked with several tire retailers to collect actual tire pressure measurements from more than 6,300 vehicles in more than 30 cities.  (To see a map with results from individual markets, visit <a href="http://www.betiresmart.org/" target="_blank">www.betiresmart.org</a>.)</p>
<p><strong>Best / Worst Performing Cities</strong></p>
<p>The survey&#8217;s best performing cities, those with a higher percentage of vehicles with four properly inflated tires, were Honolulu, Baltimore,Boston, Providence and Charlotte.  At the bottom of the list were Dallas / Ft. Worth, Los Angeles, Orlando, San Antonio and Birmingham.</p>
<p><strong>2010 National Survey Findings</strong></p>
<ul>
<li>17 percent of vehicles had four properly inflated tires.</li>
<li>55 percent of vehicles had at least one under inflated tire.</li>
<li>15 percent of vehicles had at least one tire under inflated by 8 pounds per square inch (psi).</li>
<li>20 percent of vehicles had at least one tire under inflated by 6 psi.</li>
<li>31 percent of vehicles had at least one tire under inflated by 4 psi.</li>
</ul>
<p>Compared to a similar survey last year, motorists showed some improvement in tire care habits.  This year almost twice as many vehicles had four properly inflated tires as had last year.</p>
<p>During National Tire Safety Week, RMA strives to educate motorists about the importance of proper tire care.</p>
<p>&#8220;National Tire Safety Week is the tire industry&#8217;s opportunity to focus on consumer education,&#8221; said Charles A. Cannon, RMA president and CEO.  &#8221;Our industry&#8217;s top priority is safety.&#8221;</p>
<p>Dan Anderson</p>
<p>CarManDan</p>
<p>Muscatell Automotive, your full service car dealership in Moorhead, MN proudly serving Moorhead, MN, Fargo, ND and surrounding areas.</p>
<p>Info provided by Kia Tire Source</p>
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		<title>Improve Your Credit Series Part 2 &#8211; Dispute Incorrect Information</title>
		<link>http://carmandan.net/wordpresscarmandan/2010/04/improve-your-credit-series-part-2-dispute-incorrect-information/</link>
		<comments>http://carmandan.net/wordpresscarmandan/2010/04/improve-your-credit-series-part-2-dispute-incorrect-information/#comments</comments>
		<pubDate>Mon, 26 Apr 2010 12:17:16 +0000</pubDate>
		<dc:creator>Dan Anderson</dc:creator>
				<category><![CDATA[Improve Your Credit Series]]></category>
		<category><![CDATA[News and Info]]></category>

		<guid isPermaLink="false">http://carmandan.net/wordpresscarmandan/?p=536</guid>
		<description><![CDATA[Dispute Incorrect Information When you find something incorrect in your credit report, you should alert in writing both the credit bureau who provided the report and the creditor who reported the information. This is the process to dispute credit report information. Write a letter to the credit bureau informing them of the information you believe is incorrect.  The letter needs to clearly explain what you are disputing, why you are disputing it, and any facts related to the dispute.  It is also a good idea to include the following with your dispute letter: A copy of your credit report clearly identifying the disputed item.  Be certain to circle, underline, or highlight the item you believe is incorrect. Copies of receipts, statements, and cancelled checks related to the disputed item.  Be certain to retain your original documents by only sending copies with you dispute letter. In your letter, be certain to include your name, complete and current address, and phone number.  Send your credit report dispute letter by certified mail with return receipt requested.  This way you not only have proof the dispute letter was sent, but also that the credit bureau received your dispute and when it was received.  Keep a copy of [...]]]></description>
			<content:encoded><![CDATA[<div id="_mcePaste" style="text-align: center;"><span style="font-size: medium;"><strong>Dispute Incorrect Information</strong></span></div>
<div style="text-align: center;"><span style="font-size: medium;"><strong><br />
</strong></span></div>
<div id="_mcePaste">When you find something incorrect in your credit report, you should alert in writing both the credit bureau who provided the report and the creditor who reported the information.</div>
<h4 style="text-align: center;">This is the process to dispute credit report information.</h4>
<p>Write a letter to the credit bureau informing them of the information you believe is incorrect.  The letter needs to clearly explain what you are disputing, why you are disputing it, and any facts related to the dispute.  It is also a good idea to include the following with your dispute letter:</p>
<div style="text-align: left;">
<ul>
<li>A copy of your credit report clearly identifying the disputed item.  Be certain to circle, underline, or highlight the item you believe is incorrect.</li>
<li>Copies of receipts, statements, and cancelled checks related to the disputed item.  Be certain to retain your original documents by only sending copies with you dispute letter.</li>
</ul>
</div>
<p>In your letter, be certain to include your name, complete and current address, and phone number.  Send your credit report dispute letter by certified mail with return receipt requested.  This way you not only have proof the dispute letter was sent, but also that the credit bureau received your dispute and when it was received.  Keep a copy of the letter along with any enclosures sent with the letter.</p>
<p>The credit bureau has 30 days to investigate your dispute and respond to you in writing with the results of the investigation.  Any data you provided about the inaccuracy of the information will be forwarded to the original information provider.  The information provider is then required to investigate and respond back to the credit bureau.</p>
<p>Once the investigation is complete, the credit bureau will provide you with the results, along with a free copy of your credit report if the dispute resulted in a change. You can request that the credit bureau send a correction notice to any company that accessed your credit report within the past six months.</p>
<p>If there is inaccurate information in one credit bureau’s version of your credit report, it’s likely that the information will be inaccurate on the other two bureaus&#8217; reports as well.  You should check all three credit reports to be sure that the information in each is complete and accurate.  The credit bureaus&#8217; are completely independent of each other so the dispute process explained above needs to be completed for each of the credit bureaus&#8217; reporting incorrect information.</p>
<p><span style="font-family: 'Times New Roman'; line-height: 18px; font-size: 15px; color: #444444;">Check back soon for Part 3 of the Improve Your Credit Series.  <a title="allseriesposts" href="http://carmandan.net/wordpresscarmandan/category/car-buying-tips/improvecreditseries/" target="_blank">Click here to view previous series posts.</a></span></p>
<p>Dan Anderson<br />
CarManDan<br />
Moorhead, MN Fargo, ND<br />
New and Used Car and Truck Expert</p>
<p><a title="Kia of Fargo Site" href="http://kiaoffargo.com" target="_blank">KIA of Fargo</a></p>
<p>Moorhead, MN Fargo, ND Used and Car Dealer</p>
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